Did you know that standard homeowners policies cover personal property, but only on an actual cash-value basis and only for the losses listed in the policy? We offer comprehensive insurance products to meet the changing needs of our customers and we offer Personal Property Replacement Cost coverage to provide our customers with additional protection and…
Water heater failure is a common issue. But you can help prevent hot water heater problems, including a leaking water heater, with these 4 steps for water heater maintenance. Avoid Water Heater Failure With These 4 Steps: Check your water heater’s age. If your water heater reaches its life expectancy, the risk of a slow…
You never know when a natural disaster is going to hit Northwest Indiana — or even just a big storm that knocks out the power for a few days. That’s why having an emergency kit for you and your family is so important. It’s not hard to put one together, yet there are still many households…
Does this image look familiar to anyone? You walk down in your nicely finished basement and step into a few inches of standing water. Time and time again I hear someone say, “I have insurance, I’m covered for that.” Are you really, though? If you have a standard home owner’s policy, chances are, you ARE…
When it comes to insuring your business, small or large, are you confident in the product you’ve purchased to protect your business and its financial stability? What would happen if your building or office space were damaged or destroyed and you could no longer continue business operations as normal? How would you pay yourself, your…
