Did you know that standard homeowners policies cover personal property, but only on an actual cash-value basis and only for the losses listed in the policy? We offer comprehensive insurance products to meet the changing needs of our customers and we offer Personal Property Replacement Cost coverage to provide our customers with additional protection and make it easier for them to recover from a loss.
- This coverage provides replacement of a lost or damaged item with an identical item or a comparable item with no deduction for depreciation.
- Electronics and other items can depreciate quickly and this coverage benefits customers who need to purchase replacements.
- This coverage improves your customer’s experience by helping them recover from a loss quickly.