What is Homeowner’s Insurance?
Purchasing a home for you and your family is one of biggest moments in your life. Protecting your home from unexpected events is where we come in! Homeowner’s insurance provides financial protection for your home and the things you keep in it. It covers damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
There are exceptions to damage coverage. The most significant are floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowner’s responsibility.